What do we pay on Monday, and how do you prepare it in minutes?
The “Payment orders” screen: four figures, the queue of bills and commitments, the draft order, the export to your online bank, “No trace at the bank” and double validation.
What you get
- Monday’s payments in minutes, without retyping bank details.
- One bill never goes into orders twice.
- Your bank stays yours: no access to your account needed.
Transcript
The forecast showed which week will be tight. The "Payment orders" screen answers the next question: what exactly are we paying on Monday?
At the top, four figures: what is payable up to the chosen date, what is already in an order, what is blocked, and how many exported orders the bank has not confirmed yet.
Below, the queue: supplier bills and recurring commitments — leasing, rent, insurance. You tick lines, and the button shows their count and total in advance.
That makes a draft order. Someone approves it, then you export the file and upload it to your own online banking. The product itself sends no payment and has no access to your account.
Until the statement confirms the order, it stays under "No trace at the bank". Before, you usually heard about that from the supplier.
"Already in an order" is not a flag, it is a subtraction: the outstanding balance minus what is already reserved. So one bill cannot go into orders twice.
A line without a RIB cannot be ticked, and its amount shows under "Blocked": the bank would have rejected it anyway.
Every bank expects its own CSV: the built-in template fits the main networks, and for another format there is a template editor. And if you switch on "Two-person approval", one person prepares the order and another approves it.
Monday's payments in minutes, and your bank stays yours.